About John Hancock 401(k) Fund Share Classes
Did you know that John Hancock offers nine share classes of their funds and can also apply an asset charge?
Did you know that John Hancock offers nine share classes of their funds and can also apply an asset charge?
About Principal’s small 401(k) products
Tim Bennett explains what quantative easing is and how it applies to everyday things. For more investment advice visit: www.moneyweek.com
With direct stock purchase companies, the investor buys a specified amount of shares through the company based on the money that is invested. Set up a direct stock purchase account with advice from a financial consultant in this free video on investments. Expert: John Pinelli Bio: John Pinelli is a financial representative. Filmmaker: Bing Hugh Series Description: Investing in the stock market is likened to gambling and is not for the faint of heart. Learn about different ways to invest in the stock market with tips from a financial consultant in this free video series on investing.
The AMERICAN DREAM is a 30 minute animated film that shows you how you’ve been scammed by the most basic elements of our government system. All of us Americans strive for the American Dream, and this film shows you why your dream is getting farther and farther away. Do you know how your money is created? Or how banking works? Why did housing prices skyrocket and then plunge? Do you really know what the Federal Reserve System is and how it affects you every single day? THE AMERICAN DREAM takes an entertaining but hard hitting look at how the problems we have today are nothing new, and why leaders throughout our history have warned us and fought against the current type of financial system we have in America today. You will be challenged to investigate some very entrenched and powerful institutions in this nation, and hopefully encouraged to help get our nation back on track.
NDE of Financial Investor www.gordonallen.org For 30+ years Dr. Rev. Allen had been a successful businessman and private investment banker founding his own firm that expanded from its Seattle head office to the UK and to continental Europe. Rev. Allen excelled in investment sales and gained national recognition as a young man on his way to success. He was recruited as vice president of marketing for dealer development and sales training by Hammond Industries. This was Rev. Allen’s first experience with a corporation formed for the promotion of its products and primarily for the promotion of its stock. At the age of twenty-four, he took the risk and went with the corporation receiving generous cash and stock incentives. His new mentor, the corporate president, taught him the real world of major deal making and capital formation. The Rev. Allen traveled the entire US and Canada promoting the corporation’s products and stock, conducting sales training for distributor salesmen, and directing activities for national industry shows. He married in his late twenties and moved on to earn a living in the international markets for investments and the sale of real goods. He owned several companies, dealing with import-export and financial industries. Rev. Allen became a single parent, raised his three children, and bought and sold several enterprises. He was the key figure in Charterhouse Equities Corporation. The clients of the firm are as they were then, large private investors who …
Will Caudle, a College of William & Mary MBA student, appears on CNBC’s Grade The Trade and receives an A+ for his investment advice!
Most investors, because they pay huge fees every year to investment firms, put blind faith in their advisors and believe that they will do the best thing for them. The media confirms the advice dispensed by commercial investment firms because they “tout” in tandem. Then when investment crises happens, the cries go up. “Who could have seen this coming?”, “This is an absolute shock!”, “Nobody could have predicted such a severe correction!” But here’s a secret I’ll share with you. Not only has every single investment crisis in recent history been readily identifiable by multiple cracks in the pillars of the foundation that supported past unsustainable stock market runs, but every investor had plenty of time to prepare their portfolios to massively profit from these crises instead of suffering massive losses. The problem is that most professional investment advisors will never tell you that a crisis is coming. In fact, most will do their best to hide the fact that a crisis is coming from you.
Below I’ll explain why and how you can avoid being crushed by the weight of the next investment crisis that is just now reaching the tipping point.
Example #1: Black Monday
The other day I came across an interesting piece in which a financial consultant recalled a discussion he had with a U.S. investment firm manager regarding his concerns for a likely severe correction in U.S. stock markets in August, 1987. When he issued his forecast, his manager “urged” him to retract it. He recalls their conversation as follows:
”Peter, 90% of our clients will never sell all their stocks as you suggest. They will look to keep some, if not most. If you end up wrong, and I believe you will be, they will…never listen to you again…If you end up right, they will be in no position to take advantage when you decide it’s time to buy stocks again. Now let’s look at the 10% who may listen to you. I’ll bet half of them will be too scared to jump back in when you tell them, leaving only 5% of all our clients benefiting from your advice. Peter, no firm on Wall Street can survive with only 5% of our clients profiting from our advice.”
The above statement is ludicrous for the following reason. There is always a bull market somewhere. If the manager knew how to advise his clients how to profit from calamity, 100% of his clients could have profited. Instead, they all lost. Just months later on Monday, October 19, 1987, the Dow Jones Industrial Average (DJIA) dropped by almost 23% in one day and global stock markets followed: Hong Kong plummeted by 45.8%, Australia 41.8%, Spain 31%, the United Kingdom 26.4%, and Canada 22.5% – all in a couple of weeks!
Example #2: Enron
In March, 2002,UBS Paine Webber financial consultant ChungWu advised his clients to liquidate Enron stock due to numbers that “indicate[d] liquidity problems and decline[s] in trading margin.” UBS had very close business ties with Enron, and Patrick Mendenhall, a UBS branch manager, responded just hours later by firing the financial consultant (CNN, March 26, 2002). Of course, several months later, Enron declared bankruptcy and Enron stock holders were left holding worthless pieces of paper.
Example #3: U.S. Treasury Bonds
In January, 2007, on my blog at http://www.theUndergroundInvestor.com (perform a search for “U.S. Treasury Bonds” to read the entire article), I wrote the following: “Many people think of any type of dollar denominated bonds, whether they are U.S. corporate bonds or U.S. Treasury bonds as a safe place to park your money for reliable sources of income stream…Many people believe this rubbish because they are advised of this by a horde of financial consultants that have zero understanding of how the political-corporate-banking triumvirate… has produced a most unattractive likely scenario for dollar-denominated bonds going forward from 2007.” I outlined 9 reasons why U.S. Treasury bonds were a poor investment and stated, “When people finally realize that [reasons] (1) through (9) are true, there may be a flight from the bond market, causing bond prices to tumble.”
When global market panic ensued this past July and August and there was a flight into U.S. Treasury bonds as financial consultants incredulously urged their clients to shift out of stocks into U.S. bonds. In September 2007, foreign holders of U.S. Treasury bonds dumped their holdings at a record pace unseen in 7 years. Obviously, Central Banks are seeing quite a radically different picture than the one investment firms are presenting to their clients.
The reason I prefaced this article with the above three examples is to prevent investors from making the same mistakes in regard to a much greater investment crisis that is at our doorstep today. A global liquidity crunch will expedite a dollar crisis and trigger severe declines in U.S. markets which will spread general malaise to other global markets, though damage to U.S. markets will be the heaviest. This will be a sustained decline that will not experience a rapid recovery. The same signs of impending calamity exist today and the same huge profits can be made crisis if you act now.
I can’t tell you how many times I’ve run into someone after talking to them six months to a year prior, and they state, “I wish I had done what you told me to do.” When I inquire why they didn’t, the answer is always the same. The talking heads at the huge commercial investment firms were telling them to do something different. Skepticism has always been misplaced among average investors. They continue to blindly follow the advice of their firms and touts on televised financial programs.
Though I know very few people will follow this advice, I will still provide it. If your investment portfolio is currently diversified and invested in traditional stocks, it needs to be radically altered into a commodity based portfolio, primarily concentrated in gold, silver, oil and uranium with the highest concentration in junior gold stocks. I’m not suggesting that everything should be shifted at once, because with commodity based stocks, your timing must be correct.
If you’ve been invested in gold stocks and haven’t made money, it’s most likely because you’re not invested in the right stocks or your timing was very poor. Portfolios that I advise are currently up almost 45% in the last 17 months. However, the party is still to come. Due to the impending crisis, the best performance by leaps and bounds, still lies ahead. Yes, that means that I fully expect a year or two ahead where my portfolios will rise by 65% or more in a single year, and if you invest in the stock markets, there will come a time soon where you will either be losing great value if you are traditionally invested or reaping huge profits if you are concentrated in precious metal stocks.
It’s time to ensure that you don’t make the same mistake as investors who listened to their advisors before the stock market crash in 1987 and the dot com crash of March 2000. Prepare now and profit or stay the course and lose great wealth. To learn how to prepare, join the Group “Crisis Investing” on Facebook.com.
JS Kim is the Managing Director of SmartKnowledgeU
With FNB investment accounts, investors can purchase a series of funds managed by FNB to invest in their own portfolios. Learn how investment accounts are generally not insured, though savings accounts will be, with information from an investment consultant in this free video on investing. Expert: Roger Groh Bio: Roger Groh is the founder of Groh Asset Management. Filmmaker: Bing Hu
Investment planners and financial adviser do the same basic job of advising on investments, securities, retirement preparation and how to save money. Find a financial adviser that understands your financial goals with help from a financial consultant in this free video on investments. Expert: John Pinelli Bio: John Pinelli is a financial service broker for Northwestern Mutual Insurance. Filmmaker: Bing Hu